Application

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Purchase
Are You A 1st Time Homebuyer?
- Yes
- No
Are You eligible for VA Financing?
- Yes
- No
- Not Sure
Are you purchasing:
- primary residence
- 2nd home
- investment property
Property Type:
- Single Family
- Condo
- Townhome
- Duplex/Multi
- Mobile Home
When do you plan to buy?
- Now (I have a signed purchase agreement)
- ASAP (I have found a home)
- Within 30-60 days
- 3-6 months
Sales price:
(please estimate price range if property is to be determined)
Amount you are using for down payment:
Are you selling your current home?
- Yes
- No
- N/A
If so, what is list price and mortgage balance?
Will any of the down payment be gift funds?
- Yes
- No
If so, amount?
And from who?
Address of subject property
(enter desired location if property is to be determined)
Have you placed an earnest money deposit on a home?
- Yes
- No
If so, how much?
Is the seller paying any closing costs?
- Yes
- No
- N/A
(if currently under contract)
If so, how much?
Do you have a real estate agent?
- Yes
- No
- N/A
If applicable, real estate agent’s name, phone # and email address?
+
- + Are you refinancing?
Refinance
Are you refinancing:
- Primary residence
- 2nd home
- Investment property
Property Type
- Single Family
- Condo
- Townhome
- Duplex/Multi
- Mobile Home
Estimated value
Amount of existing loan/s
(include separate amounts for 1st and 2nd mortgage if applicable)
Current interest rate/s
(include rate for 1st and 2nd mortgages if applicable)
Current payment/s
(include payment for 1st and 2nd mortgages if applicable)
Are taxes and insurance included in your current payment?
- Yes
- No
Your estimated yearly premium for home insurance and flood insurance, if applicable?
Estimated yearly property taxes
Year acquired
Original cost
Personal Information
Name:*
(w/ middle initial)
Date of Birth:
MM slash DD slash YYYY
Social Security Number:
(SSN optional but will be required for to pull credit and validate full application)
Email Address:*
Phone:*
Living Situation?
- Homeowner
- Currently Renting
- Living with Family
- Other
Monthly rent (if applicable):
Current address (city/state/zip):
How long at current address?
Prior Address
(if < 2 years at current)
What’s Your Credit Profile?
- Excellent (720+)
- Good (660-719)
- Average (620-659)
- Below Average (580-619)
- Poor (< 580)
Any Children or Dependents?
- Yes
- No
If so, how many and ages?
Are you?
- Married
- Unmarried
- Separated
If married (or soon to be!) will your spouse or fiancé be on the loan or will there be some other additional co-borrower?
- Yes
- No
Employer’s Name and phone #:
Are you self-employed?
- Yes
- No
Your position and monthly or yearly income:
(before any tax deductions)
Do you receive any commission or overtime income:
- Yes
- No
If so, how much per month?
(before any tax deductions)
How long on current job?
If < 2 years, provide prior employer info:
Any other source of income?
- Yes
- No
(retirement, child support/alimony, investment, rental, etc)
If so, type of income and monthly amount?
Checking and Savings Account/s:
(bank name/s and approximate balance/s)
Retirement/Other Account/s if applicable:
(bank name/s and approximate balance/s)
Do you own any other real estate?
- Yes
- No
(retirement, child support/alimony, investment, rental, etc)
If so, please provide address, loan info, and rental income, if applicable
co borrower
- + Co-Borrower Personal Information
Co-Borrower Personal Information
Co-Borrower Name:
(w/ middle initial)
Date of Birth:
MM slash DD slash YYYY
Social Security Number:
(SSN optional but will be required for to pull credit and validate full application)
Co-Borrower Email Address:
Co-Borrower Phone:
Living Situation?
- Homeowner
- Currently Renting
- Living with Family
- Other
Current address (city/state/zip):
How long at current address?
Prior Address
(if < 2 years at current)
What’s Your Credit Profile?
- Excellent (720+)
- Good (660-719)
- Average (620-659)
- Below Average (580-619)
- Poor (< 580)
Any Children or Dependents?
- Yes
- No
If so, how many and ages?
Are you?
- Married
- Unmarried
- Separated
Employer’s Name and phone #:
Are you self-employed?
- Yes
- No
Your position and monthly or yearly income:
(before any tax deductions)
Do you receive any commission or overtime income:
- Yes
- No
If so, how much per month?
(before any tax deductions)
How long on current job?
If < 2 years, provide prior employer info:
Any other source of income?
- Yes
- No
(retirement, child support/alimony, investment, rental, etc)
If so, type of income and monthly amount?
Checking and Savings Account/s:
(bank name/s and approximate balance/s)
Retirement/Other Account/s if applicable:
(bank name/s and approximate balance/s)
Do you own any other real estate?
- Yes
- No
(retirement, child support/alimony, investment, rental, etc)
If so, please provide address, loan info, and rental income, if applicable
Declarations
Are there any outstanding judgments against you?
- Yes
- No
Please Explain
Have you been declared bankrupt within the past 7 years?
- Yes
- No
Have you been declared bankrupt within the past 7 years?
- Yes
- No
Please Explain
Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?
- Yes
- No
Please Explain
Are you a party to a lawsuit?
- Yes
- No
Please Explain
Have you directly or indirectly been obligated on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment?
- Yes
- No
Please Explain
Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee?
- Yes
- No
Give Details
Are you obligated to pay alimony, child support, or separate maintenance?
- Yes
- No
Please Explain
Is any part of the down payment borrowed?
- Yes
- No
Please Explain
Are you a co-maker or endorser on a note?
- Yes
- No
Please Explain
Are you a U. S. citizen?
- Yes
- No
Are you a permanent resident alien?
- Yes
- No
Do you intend to occupy the property as your primary residence?
- Yes
- No
Have you had an ownership interest in a property in the last three years?
- Yes
- No
What type of property did you own-principal residence (PR), second home (SH), or investment property (IP)?
How did you hold title to the home-solely by yourself (S), jointly with your spouse (SP), or jointly with another person (O
Government Monitoring
Sex
- Male
- Female
Ethnicity
- Hispanic/Latino
- Not Hispanic/Latino
Race
- American Indian
- Asian
- Black/African American
- Hawaiian
- White
- Other
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local

We’re a small, local mortgage company, and while we specialize in the Lowcountry area—Charleston, Berkeley, Dorchester and Beaufort counties—proud to have helped folks all over SC for over 20 years.

843-412-3949
CONTACT US
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Purchase

Refinance

Personal Information

Co-Borrower Personal Information

Declarations

Government Monitoring

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